Claim: The Trump administration gutted the Consumer Financial Protection Bureau, which previously returned over $20 billion a year to the American people.
Verdict: Partially True (50% confidence)
Explanation: The Trump administration's actions against the CFPB have cost American consumers $19 billion in one year alone, according to the Banking Committee Minority Staff (banking.senate.gov). This supports the claim that the Trump administration reduced the effectiveness of the CFPB. While sources like the Brennan Center and NCLC report that the CFPB has returned significant amounts to consumers, they do not confirm that it returned over $20 billion annually. Therefore, the claim is rated as partially t...